Why Ankrito
Accounting, rebuilt as software.
Ankrito is a software company that does your books. We build our own app, POS and back office, and real accountants use them to keep your accounts and VAT right.
From 1 January 2027 · the software is ours, the bookkeeping is done by people
What we build
- iPhone · Android
Ankrito app
Snap receipts, upload statements, see your money
- Any tablet
Ankrito POS
Till for restaurants, cafés and bars
- Our team
Ankrito back office
Where our accountants check and approve your books
All three built in-house, on one system
Four reasons people switch to Ankrito.
You always know what’s really yours
Every month, one message: your income, the VAT to pay and what to set aside for tax. No guessing what’s left.
Books that keep up with you
Receipts and sales come in as they happen, so there’s no month-end pile. Your books are done sooner, and you see where you stand while the month is still fresh.
Software types, people check
We build our own app, POS and back office. Statements and sales are read automatically, so our accountants spend their time checking your books, not typing them.
Switching costs you nothing
First month free. We move your books from your old accountant at no cost. Fixed price from €39 + VAT a month, no notice period.
No more month-end pile.
The same month, with a usual accountant and with Ankrito.
The usual way
With Ankrito
During the month
The usual way: Receipts pile up in a folder, an inbox or a shared drive
With Ankrito: Snap each receipt in the app; it’s in straight away
Sales
The usual way: Sales reports and platform statements typed in by hand
With Ankrito: Bolt, Uber, Wolt and POS sales read by our software, checked by an accountant
Month end
The usual way: The rush: chasing what’s missing
With Ankrito: Little left to do; the app shows anything still missing
Your numbers
The usual way: You wait until your file comes up
With Ankrito: One clear message: income, VAT to pay, tax to set aside, what’s really yours
VAT due
The usual way: The amount is often a surprise
With Ankrito: You know it well before it’s due
A question
The usual way: Email and wait
With Ankrito: A real person answers, in the app or on WhatsApp, in Finnish or English
How soon your month is done depends on when your receipts and statements are in. The sooner they’re in the app, the sooner you know.
Founder story
It started as a side income. Our clients made it more.
Kamal Kumar
Co-founder · CEO & CTO
Bachelor’s degree in IT (BCA) and more than seven years in tech and operations. Tax and business advisor; builds Ankrito’s software himself.
Jharna Bagaria
Co-founder · Head of Accounting
BBA in International Business (SAMK), with a background in banking and business administration. Checks every client’s books before they’re closed.
Ankrito didn’t start as a big plan. In August 2025 we opened Selvia, a small accounting firm in Helsinki, to earn a second income.
Clients came faster than we expected: taxi drivers, food couriers and restaurant owners. Within months it was our main work. Kamal had been planning a super app for food delivery and ride-hailing. He put it aside to give this everything.
Then we listened to our clients, and the mess was real. Receipts went missing every month. Bolt, Uber and Wolt statements had to be worked through by hand, line by line, just to get the VAT right. Most clients only found out what they had really earned when the year was over.
Nobody was building for them. Software companies build for big firms. Drivers, couriers and small restaurants were left with the mess, and we were doing the same manual work ourselves. So we built the tools to end it: an app where you snap a receipt and see what’s really yours, and a back office where Jharna checks every set of books. When our own bar in Helsinki had the same problem, we built Ankrito POS too.
Today Selvia is Ankrito. We are still accountants first, and we still answer your messages ourselves, because no one should have to wait a year to know where their money is.
— Kamal & Jharna
What we’re building next.
Because the software is ours, we decide what comes next.
- Planned
Bank feeds
Bank transactions come into Ankrito automatically.
- Planned
E-invoices
Send and receive verkkolasku in the app.
- Planned
Mileage tracker
Business trips logged for taxi drivers.
- Planned
AI assistant
Ask about your own books in plain language.
- Planned
Direct VAT filing
VAT return sent to Vero straight from Ankrito.
Planned features are not part of any plan until we announce them. We give no dates until they’re ready.
Our vision: accounting that runs itself, with a person when you need one.
Today
An accounting firm built on its own software, for businesses in Finland.
Next
The same software for every business, and for other accounting firms.
Later
The Nordics, starting with Sweden and Estonia.
Start with a free month.
Tell us about your business and we’ll suggest the right plan.